Consider safely before you purchase X50

So I’m seeing many people asking about whether they can afford the x50 at xxx salary...come i share with you how to calculate, even if you have passive income money coming in. 

The bank will always calculate the lowest salary you have even if you have other source of money. And good rule of thumb is to spend only 30% on car payments because it will get very expensive…

For example: If your salary RM 2000 x 30% = RM 600 on car...then you need to minus off your home loan, other loans, debts, commitments...it will be quite difficult already. Don’t forget, we don’t know how much the x50 is going to cost so downpayment is also important to factor in.

At least prepare around RM10-15k for the downpayment. Very important. And please consider safely before you go ahead and purchase...dont just buy because of style.

Agree?